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Why choose Auto Insurance Rates?Find out everything you need to know about auto insurance rates.Get the answers to the most commonly asked questions about auto insurance rates.

We Answer Your Questions Here

Find the answers here to commonly asked questions about comparing quotes and buying a policy.

What are auto insurance rates?

These are basically estimates of the premiums you will pay for a plan. These usually reflect the annual or semi-annual premiums an auto insurance company will charge you for a particular policy. Premiums will depend on your credit, your deductibles, and your coverage levels, among other things. In addition, low refinance rates on current financing may reduce the value of your car and potentially your premiums.

How do I get quotes before I purchase a plan?

You can sign up to get quotes on policies by filling out our safe and quick online form. We will ask for your basic contact information and will then provide you with a minimum of four free quotes on plans. You will see these figures side-by-side to make your decision as easy and hassle-free as possible. If you spot an option that fits your requirements, you can then easily apply for that option with the insurer that offers it. Otherwise, you can save your quotes and return at a later time.

Are you an insurer?

No, we are not a provider, and we have no policies to sell. We are a free referral service that matches our visitors with top-notch companies that can provide quotes on affordable plans. We do not have a stake in which product you choose, so you can trust our pricing estimates to be accurate and unbiased.

How can I minimize my premiums?

Many different factors will impact what you pay, including your age, driving record, credit, type of vehicle, etc. In general, you can keep your costs low by driving a low-profile, safe vehicle, keeping your driving record clean, and increasing the risk you absorb. By absorbing more risk we mean raise your deductibles to the highest level you could afford to pay out-of-pocket. This will keep your costs as low as possible. For more information, please visit our safe driving tips page.

Who will actually provide my policy?

If you apply for pricing estimates on our site, the companies that offer your quotes will vary according to your location, needs, and preferences. We partner with a vast network of quality companies to meet the diverse needs of our visitors. Some of our partners include Farmer's, Allstate, Nationwide, American Family, and many more.